A person planning a monthly budget at a desk in the evening, with a phone, a notebook chart, a calendar and some coins

Personal Budget

Sign in so your budget syncs across every device.

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New here?

What you get

  • Monthly budget: Plan income and expenses by category; a new month opens automatically from the last one.
  • Track every entry: Record transactions, edit or delete double entries, and see planned vs actual instantly.
  • Charts & insights: See where the money goes, income vs expenses by month, and warnings when you overspend.
  • Family sharing: Invite up to 3 family members with app-generated codes; changes sync to everyone in real time.
  • Works on your phone: Install it on your Android home screen and your budget syncs across every device.

$4 one-time payment

No subscription. Family members who join with your code use it free. 14-day money-back guarantee.

🇰🇪 Pay with M-PESA (GlobalPay)

M-PESA GlobalPay is a free Visa card linked to your M-PESA. Use it at checkout like any card.

  1. Open the M-PESA App (or My OneApp) and log in.
  2. Go to Grow (or International Transfers) → M-PESA GlobalPay.
  3. Activate the virtual card, pick a card colour and enter your M-PESA PIN.
  4. No smartphone? Dial *334# → Lipa na M-PESA → M-PESA GlobalPay.
  5. Make sure your M-PESA has enough money for $4 (about Ksh 520–550).
  6. Here, tap Pay $4 and choose Card.
  7. Copy the card number, expiry date and CVV from the GlobalPay screen into checkout.
  8. Confirm. You'll get an M-PESA SMS and your budget opens.

Safaricom adds about 3.5% for the currency conversion. No extra M-PESA charges.

Features & pricing